🇮🇳 Free Income Tax Calculator India — AY 2026-27 & 2027-28
✅ New vs Old Regime
📊 Slab-wise Breakdown
📄 PDF Download
⚡ Instant Results
Tax Calculator
India · AY 2026-27 & 2027-28
Budget 2025 Updated
🏦 Free & Accurate
Income Tax Calculator India
AY 2026-27 & AY 2027-28
Calculate your exact income tax under New & Old Tax Regime. Compare both regimes, get slab-wise breakdown, surcharge, cess — all as per Budget 2025.
2Regimes
2Assess. Years
80C+Deductions
FreeForever
📅Assessment Year
Select Tax Regime
New Regime (AY 2026-27): No tax up to ₹12L income (after ₹75K std. deduction = ₹12.75L for salaried). Slab rates updated in Budget 2025. Surcharge capped at 25%.
👤Taxpayer Category
💼 Income Details
Basic Salary / Gross Income Annual CTC or total income
₹
Other Income FD interest, rent, freelance etc.
₹
Short-Term Capital Gains STCG at 15% (equity)
₹
Long-Term Capital Gains LTCG above ₹1.25L at 12.5%
₹
🧾 Deductions (Old Regime Only)
Section 80C PPF, ELSS, LIC, EPF, home loan principal
₹
Section 80D Medical insurance premium (max ₹50K+)
₹
NPS — 80CCD(1B) Additional NPS contribution
₹
Home Loan Interest — Sec 24(b) Self-occupied, max ₹2L
₹
HRA Exemption Actual HRA exemption amount
₹
Education Loan Interest — 80E No upper limit, 8 years
₹
Other Deductions 80TTA, 80G, 80GG etc.
₹
Taxable Income₹0
Total Tax₹0
Net Take-Home₹0
Monthly Take-Home
₹0
Annual Tax: ₹0
Effective Rate: 0%
Marginal Rate: —
📊 Slab-wise Tax Breakdown
New Regime
🎉 Zero Tax!Rebate u/s 87A fully covers your tax liability.
Income Breakdown
Total₹0
Tax vs Savings
Gross₹0
Take-Home₹0
Total Tax₹0
Deductions₹0
⚖️New vs Old Regime Comparison
🟢New Regime
Taxable Income₹0
Tax Before Cess₹0
Rebate 87A₹0
Surcharge₹0
Cess (4%)₹0
Total Tax₹0
🟡Old Regime
Taxable Income₹0
Tax Before Cess₹0
Rebate 87A₹0
Surcharge₹0
Cess (4%)₹0
Total Tax₹0
Calculate to see which regime saves more
📋Applicable Tax Slabs
| Income Range | New Regime Rate | Old Regime Rate | Your Slab |
|---|
Frequently Asked Questions
Everything about Income Tax in India for AY 2026-27 & 2027-28
🔗 More Financial Calculators
🏠Home Loan EMICalculate housing loan EMI
🚗Car Loan EMINew & used vehicle loans
🎓Education Loan EMIStudy loan with 80E benefit
📈SIP CalculatorMutual fund wealth builder
💰PPF CalculatorPublic Provident Fund returns
🏦FD CalculatorFixed deposit maturity value
🧮HRA CalculatorHouse rent allowance exemption
📊Capital GainsLTCG & STCG calculator